✍️ Introduction
Managing personal finances has become more important than ever in 2025. Whether you're a student, salaried employee, or small business owner — having a budgeting app can change the way you handle your money. Here’s a curated list of the best budgeting apps in India, both free and paid, to help you stay on top of your expenses and savings.
📱 Top 7 Budgeting Apps in India for 2025
1. Walnut App (Free)
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Features: Tracks expenses via SMS, bill reminders, and budgeting insights.
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Best For: Beginners who want automation without manual entry.
2. Money View (Free + Premium)
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Features: Tracks expenses, auto-categorizes transactions, and gives credit score.
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Best For: People looking for an all-in-one finance tool.
3. Goodbudget (Free + Paid)
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Features: Envelope-style budgeting, sync across devices.
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Best For: People who prefer the traditional envelope method.
4. ET Money (Free)
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Features: Expense tracking, investments, insurance, and tax saving tools.
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Best For: Professionals and investors.
5. Buddy (Paid + Free Trial)
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Features: Group budgeting, travel expense sharing, beautiful UI.
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Best For: College students and roommates.
6. Wallet App by BudgetBakers (Free + Paid)
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Features: Bank syncing, reports, goal tracking.
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Best For: Advanced users needing real-time bank sync.
7. YONO SBI (Free)
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Features: Budget tracker, spending insights for SBI customers.
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Best For: SBI account holders.
💡 How to Choose the Right Budgeting App
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✅ Check if it supports auto bank sync
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✅ Look for goal tracking and reminders
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✅ Make sure the UI is simple and intuitive
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✅ Try free versions first before upgrading
📥 Bonus: Download Free Budget Planner (Excel)
Prefer using Excel? We got you!
📁 Click here to download https://docs.google.com/spreadsheets/d/1bphXfZlJV1O9ixM4lkPp6E4Zrn6XJLf7/edit?usp=drive_link&ouid=116574604421613850354&rtpof=true&sd=true
📊 Conclusion
These apps are perfect tools for anyone looking to take control of their finances in 2025. Try one today and build a habit of budgeting smartly.